I would like to close by saying this award could not possibly go to a finer person than Cynthia Martin."Don Martin returned to the rostrum and Cindy returned to her seat. He said, "There are a couple of additional remarks I would like to make about her division's results. First, loan losses: There are none. However, there is something all of you should know. When the special lending program was very new and before we had any experience with it, the owners were concerned about what the bank examiners might say about the loan quality."Do you know what they did? They personally guaranteed all of the loans. They were ready to buy the entire special loan portfolio from the bank at its face value and pay us a servicing fee. In other words, any risk in this portfolio ran directly to the owners of this bank personally! Have you ever heard of such an endorsement? Incidentally, the backing was to their entire personal net worth, a sum of money that totals nearly $10 billion! The bank, the. I said are you joking or serious he said he is serious then I said have u ever seen or u have any proof he said he has seen many times and if I need proof that too he will give, he continued, Manish to get payments entertains officers by womanizing and now has relations with many high society call girls. I said ok when u get proof let me know and by then our kids came and he dropped us at home and went.After reaching home my mind was distracted and was thinking Manish can not cheat me and as vinu is jealous of us has said so. After 2/3 day I got call from vinu he said Manish will be with a lady named Shobha tonight in room no 304 of one of the posh hotel of the city. I said Manish has told me we will go to movie tonight and later have dinner to celebrate my birthday. He said his information is correct, and he kept the phone, about half hour after I got call from Manish saying that he has urgent peace of work and have to go to Delhi so he will show me movie tomorrow as he will be back.
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